Blog
Retirement planning blog and knowledge base
Educational articles on retirement planning, MPF, annuities, retirement healthcare and later-life legacy, written answer-first.


Retirement expense calculation
Calculating retirement expenses means estimating housing, food, healthcare, transport and leisure item by item, then allowing for inflation. Here is a simple method, plus a calculator.
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DIY retirement income
A DIY retirement income means actively building regular post-retirement income beyond MPF, using savings, annuities and investments. Here is why MPF alone is usually not enough, and how to structure it.
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Retirement passive income
Retirement passive income is cash flow you receive without continuing to work. This article breaks down common Hong Kong sources — annuities, dividends, rent, bonds and savings insurance — and their trade-offs.
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